Where fresh ideas meet trusted protection.

Practical advice, real support, and insurance that’s right for you.

Services

  • Medical insurance lets you fast-track the public health system, so if you’re injured or unwell, you’ll have a shorter wait for treatment.

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  • If you’re unable to work due to illness or injury, Income & Mortgage Cover gives you access to an ongoing income. ACC doesn’t cover illness, so you aren’t able to receive ACC payments if you become unwell.

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  • Trauma Insurance provides a lump sum payment in the event you suffer from a serious illness. It means you won’t have to rush your return to work or worry about money whilst you’re getting back to full health.

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  • If an accident or injury means you can’t keep doing the job you love, TPD insurance gives you access to a lump sum payment.

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  • Life insurance takes care of those left behind by reducing the financial impact of a loss. It’s something you put in place to make sure your loved ones will be OK if you pass away.

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We started R&P Insurance to positively impact our industry and make the conversation around insurance more comfortable for everyday Kiwis.

Juggling work, life, and family doesn't leave much time to think about insurance.

We're here to ease the pressure by offering tailored insurance recommendations for your family and lifestyle.

Our team streamlines the application process, making it quick and easy, while providing the information you need to make the right decisions.

At its core, insurance exists to keep the things you care about safe. We're passionate about helping our clients achieve just that by putting a Plan B in place whilst living Plan A.

Let's chat – over coffee, phone, Zoom – wherever you are in Aotearoa, we can help.

What our clients are saying

  • “What we thought would be a daunting task was made so simple and easy by Philly. She was super informative, thorough and had clear communication. With her friendly and chatty personality we felt really at ease and totally recommend her to anyone.”

    Tash L

  • “Working with Rochelle and Philly has been an absolute breeze. Rochelle and Philly made everything clear and easy, setting me up with everything I needed and the right products for me and my business. I couldn't have asked for a better experience and I would recommend R&P to anyone - thanks ladies!”

    Demi N

  • “If you’re looking for a relatable, knowledgeable and efficient insurance broker then here are your ladies! It was the first time I’ve dealt with a broker and I was worried I wouldn’t know what they were talking about! Rochelle was patient and talked through the policies in depth as well as answered my many questions. I feel good about my insurance choices and secure that R&P will be there to support me going forward. Thanks Rochelle!”

    Rebecca D

  • “Super easy process, everything is explained really well and in terms we could easily comprehend. Our needs were listened to and met, highly recommend. Philly is amazing!”

    Matthew A

We’re passionate about providing a fresh, flexible, female approach - no judgment, no jargon, and minimal paperwork.

Over 90% of R&P clients identify as Wāhine.

Over 35% identify as Māori or Pasifika.

95% of our clients confirmed their insurance knowledge improved significantly once completing their insurance review.

Our clients live all over Aotearoa.

FAQ’S

  • In an Insurance conversation, price is often the elephant in the room! It is our job to listen to you, understand what is important to you and recommend cover that fits. We’re here to ensure you feel comfortable with your level of cover and your budget.

    Whilst we provide advice to you, it is still your cover and we will help you to make informed decisions around your cover.

  • In New Zealand, we’re fortunate that the majority of insurance claims are accepted. When an insurance claim isn’t paid out, this is generally due to nondisclosure (when the person who took out the insurance didn’t provide the right information at the start of the process).

    We’re here to help you understand what you need to tell the insurance company and walk you through the process clearly and transparently.

We provide tailored advice on personal and business risk.

Keep up with us

@randpinsurance

R&P client Spotlight 🔦 Meet Sarah Kelsey, founder of @theoneupproject. Inspiring and educating us all. We were on the pod back in 2021 when we first started and have been internet friends ever since + becoming Sarah’s advisers. Sarah is cu
Protecting your life and lifestyle is our job but encouraging you to live your life - your Plan A is our passion. “If you seek the treasures of the ocean, be prepared to get wet” #whakatauki #smallbusinessnz #financialeducation
A wee appreciation post for some of the coolest of industry mates. You made a scary place not so scary for these “out of the box” gals and we so appreciate you for it. Thanks for encouraging and supporting us to be us. R&P 🫶🏽
Making the process easy to understand, making it smooth and being your advocate is what it’s all about for us. Insurance shouldn’t be such hard work, let us do it for and with you #smallbusiness #clientfeedback #financialliteracy #womenow
Always bittersweet when our clients claim but the good part is knowing your insurance and your adviser are their for you #smallbusiness #financialadvice #financialliteracy
R&P CLIENT SPOTLIGHT 🔦 The wonderful, gorgeous and soooooo creative Georgia from @georgedesign.nz We met Georgia on the set of our most recent photo shoot, she was also having her headshots done and we both talk about what we did as the gals
A quote from a government study last year into the inequities of ACC. Our view has always been, if you can, insure privately and don’t rely on the system. We are lucky to have it in NZ but it comes with many restrictions private insurance doesn